Auto Insurance

We are committed to keeping your auto rates as low as possible by keeping our overhead low and carefully evaluating all applicants.

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Auto Insurance

Homeowners Insurance

ERIE Insurance Group Home Protector policies automatically include more than 50 Xtra Protection Features.

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Homeowners Insurance

Business Insurance

Over the years, the ERIE Insurance Group has provided superior insurance coverages for businesses.

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Business Insurance

Annuities

Whatever your situation calls for, an annuity from ERIE Family Life can be tailored to meet your needs.

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Annuities

IRA’s

Like all such plans, a Traditional IRA is designed to help you accumulate money for retirement. It can help you save for retirement in several ways.

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IRA’s

Life Insurance

Several life insurance products we offer include: term insurance, whole life insurance, universal life insurance and variable life insurance.

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Life Insurance

Homeowners Insurance

HomeProtector Policy

ERIE Insurance Group HomeProtector policies automatically include more than 50 Xtra Protection Features. It is this innovative spirit that helps ERIE Insurance Group set the standards for now and for the 21st Century. The Bill Flinn Insurance Agency will be happy to show you an ERIE Policy and point out the many Xtra Features. Some of these include:

  • Coverage up to $2,500 for loss due to theft, forgery or unauthorized use of a credit card and unknowingly accepting counterfeit money.
  • Payment up to the Personal Property limit for loss to contents of a refrigerator or freezer on the residence premises from either power or mechanical failure.
  • Reimbursement for fire extinguisher recharge (after a fire loss).
  • Payment for replacement of automatic garage door transmitters which have been stolen. Also, coverage is provided for cost to reprogram the frequency on additional transmitters and/or the control unit box.
  • Coverage up to $3,000 for theft of jewelry, watches, furs, precious and semi-precious stones.
  • Payment for all reasonable fire department service charges to save or protect insured property.
  • Coverage up to $3,000 for theft of guns.
  • Coverage up to $3,000 for theft of silverware, silver-plated ware, goldware, gold-plated ware and pewterware.
  • Under the liability and medical payments protection, coverage for watercraft powered by one or more outboard motors with up to and including 75 total horsepower.

Erie Extracover Policy is a contemporary package of protection. The policy includes coverage for:

  • Your Home and any Attached Structures.
  • Other Structures at your premises that are separate from the dwelling.
  • Personal Property wherever it may be.
  • Loss of Use which covers the additional living expenses you incur due to temporary relocation.
  • Personal Liability for personal injury, including bodily injury or property damage claims brought against you anywhere in the world.

Perils

Your Extracover Policy will cover your home on an all risk basis (subject to certain exclusions) and will protect your personal belongings from damage caused by the following perils:

  • Fire or Lightning
  • Windstorm or Hail
  • Explosion
  • Riot or Civil Commotion
  • Aircraft or Vehicles
  • Smoke
  • Vandalism or Malicious Mischief
  • Glass Breakage
  • Theft
  • Falling Trees or Other Objects
  • Weight of Ice, Snow or Sleet
  • Sudden Bursting or Cracking of a Heating or Cooling System
  • Freezing of Plumbing, Heating and Cooling Systems
  • Accidental Overflow or Discharge of Water from Within the Home
  • Power Surge Damage to Electrical Appliances
  • Volcanic Eruption

*Some perils contain specific exclusions. See the actual policy for the details.

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Testimonials

Mark Ratti Sr.

Mark Ratti Sr.

Pleasant Hills

Erie Insurance and the Bill Flinn Agency has served our family for over 30 years. I like the peace of mind that comes with knowing I am properly covered for my home, car, and life insurance.

Tom Abraham

Tom Abraham

South Park, PA

I was amazed at the speed and professionalism of Erie’s claims service! Just two days after lightning struck our house, we had a check in our hand for the damages down to the last penny!

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